Don Avgerinos

Spectrum Financial Group, Inc.

Spectrum Financial Group, Inc. offers insurance and investment related services, (610) 935-7645. Spectrum Financial Group, Inc. and Ellis Investment Partners, LLC are not affiliated. Investment Advisory Services are offered solely by Ellis Investment Partners, LLC a Registered Investment Adviser, (484) 320-6300. Neither Ellis Investment Partners LLC nor Spectrum Financial Group Inc. provides tax or legal advice. Individuals should consult with their tax or legal advisor for their specific situation. Ellis Investment Partners LLC is an investment adviser in Berwyn, PA. Ellis Investment Partners LLC is registered with the Securities and Exchange Commission (SEC). Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. Ellis Investment Partners LLC only transacts business in states in which it is properly registered or is excluded or exempted from registration. A copy of Ellis Investment Partners LLC's current written disclosure brochure filed with the SEC which discusses among other things, Ellis Investment Partners LLC's business practices, services and fees, is available through the SEC's website at: www.adviserinfo.sec.gov. The views and opinions herein are those of Spectrum. The views and opinions do not necessarily reflect the views of Ellis. Ellis does not have editorial control over the article, content, or subject matter.